What is Workers’ Compensation Insurance?

Workers’ Compensation Insurance protects both employees and employers. The system pays no-fault benefits to workers injured on the job and who will be out of work for seven days or longer. The law places limits to the value of workers’ compensation benefits. In exchange for workers’ compensation benefits, injured employees cannot sue their employers related to work injuries, except when an employer has failed to adhere to OSHA safety standards or other egregious violation of workers’ rights.